Homepay

Build Now. Pay Later. Invest Smarter.

Up to 30% Increased Borrowing Capacity

Homepay gives you the power to build your next investment property today without making loan repayments until construction is complete, making it a smarter and more strategic way to expand your portfolio while preserving cash flow during the build phase.

How It Works

Step 1: Choose Your Investment Property
Browse our range of high-performing home designs and choose one that fits your budget and return goals.

Step 2: Secure Finance
Our team will guide you through the approval process and structure a Homepay solution to suit your investment strategy.

Step 3: Build Now, Pay Later
Start construction with no repayments required during the build, preserving your cash flow for future investments.

Who Is Homepay For?

Investors Building New
Start construction now with no repayments until your property is ready to rent, helping manage interest costs and align settlement with rental income.

Landowners with Finance Commitments
If you’re already paying a land mortgage, Homepay eases the load by deferring build payments until completion.

Portfolio Builders
Preserve your capital and build multiple properties without tying up funds during construction.

Why Investors Choose Homepay

• No repayments during construction
Free up capital and reduce holding costs.

• Build while preserving cash flow
Allocate funds to other investments while your asset is built.

• Faster entry into the market
Take advantage of land and build opportunities without delay.

• Backed by construction finance experts
Finance structured to suit investor needs.

• Available on all Hermitage home designs
Including our dual occupancy, house and land, and turnkey packages.